Deposit To Brokerage

Record this when you add your own (non-borrowed) money to your brokerage account.

What you enter

FieldRequiredDescription
AmountYesTotal amount deposited
DateYesWhen the deposit arrived in your brokerage

What happens

  • Personal Cash in brokerage increases by the full amount

No credit account balances change. This is your own money — it doesn't affect interest deductibility.

Common questions

Why record personal deposits? To keep your brokerage cash balance accurate. When you later buy securities, the app needs to know how much personal vs. borrowed cash is available so it can calculate the funding split correctly.

What if I deposit and then buy securities? Record both events. The purchase will be funded from your available cash — borrowed first by default, then personal.

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