Brokerage Cash Withdrawal
Record this when you take cash out of your brokerage account for personal use.
What you enter
| Field | Required | Description |
|---|---|---|
| Amount | Yes | Total amount withdrawn |
| Date | Yes | When the withdrawal occurred |
| Borrowed amount | No | Portion from borrowed cash. Default: max(0, amount - personal cash) — personal first |
What happens
- Borrowed cash in brokerage decreases by the borrowed portion
- Personal cash in brokerage decreases by the personal portion
- Credit-side balances are unchanged — the debt was already non-deductible
By default the app uses personal cash first. You can override the split with the Borrowed amount field.
Common questions
What if I only want to withdraw personal cash? Keep the amount within your personal cash balance. The app uses personal cash first, so as long as you don't exceed it, no borrowed cash is affected.
Can I reverse a withdrawal? Edit or delete the event. The app will recalculate all subsequent balances.
Learn more
- Mixed HELOC use — how personal use of borrowed funds affects deductibility